Wage levels and health insurance are two of the most important employer policies affecting the well-being of families. Some researchers have concluded that the proportion of jobs paying wages high enough to support a family and with fringe benefits such as health insurance have declined. The results of this decline in better paying jobs have included a rapid drop in the proportion of households, and an increasing need for childcare as married women enter the labor force to maintain families’ living standards. What are the policy implications of these findings?